Mutual funds that averaged 12 for 5 years

Investing in mutual funds, which average 12 for five years, can be right since this fund as maintained a higher rate of return. Most people with the desire to invest for longer period are better placed to invest in funds, which have shown consistency over the desired period. The following include some of the funds which have displayed an average of 15 for a period of five years.

Franklin India Prima Fund

This fund is very consistent within the small cap and mid space. For most investors, the mid and small-cap is usually considered risky but this scheme has managed to avoid fluctuations by a large margin. This consistency of this fund is necessary note point. It has managed to beat category average and stay within the top-mid ranking. This stock is noted to have identified stock winners the likes of Amara Raja Batteries, Finolex among others.

HDFC Equity

This is the largest mutual fund equity scheme in India with about 18, 00 cores in assets. In this scheme, it has only had one manager for the last 20 years. This is usually very hard considering the inconsistency of the market. Most analysts have claimed that this can be the main reason for the continuous appreciation of the equity mutual funds within this scheme. Over the short term, the funds have frustrated most investors who opted out but over the long term, the funds have been on a steady growth rate.

Reliance Growth Fund

This was first categorized as a primary midcap fund, which had the possibility of exposure to large cap stocks. During the 2003 to 2007 period, the assets surged rapidly and this created fear among the investor. The funds quickly recovered during the period of 2008-2009 when the stock market crashed, they moved cash quickly and this helped the to recover as the market was recovering. This scheme has since then maintained a steady 12 percent return for successive five years.

Birla Sun Life Advantage Fund

This is a multicap fund, which has had its shares up and down. At one time, the fund went volatile but this was due to the high exposure to few escort, this fund from 199 has performed well and most analyst claim that it has reoriented its focus. This is from changing business cycles to identifying growth stocks. This scheme is usually recommended to high-risk takers.

Franklin India Blue Chip Fund

This is a good scheme for those investors oriented towards equity mutual fund. Analysts have recommended it for the quality of stocks and consistency within the market. This scheme is quite famous for sticking to its philosophy of sticking to blue chips alongside a healthy balance sheet. This has helped it I staying always from the momentum sector and stocks. As a result, this scheme tends to underperform after a short-term basis but catch up in the long term.